One shift, I walked into a patient’s room and found them sitting on the edge of the bed, quietly crying. When I asked if there was something I could do to help, they didn’t start with pain or symptoms. They started talking about insurance. They had no coverage and didn’t know how they were ever going to pay for the treatment that might save their life. That moment stayed with me. I’ve felt a version of that fear myself. My own monthly health insurance payment for a single per